Heller Kowitz Insurance Advisors

Steven established RMS LLC in January of 2009 as a sole member agency. In February of 2014 Heller Kowitz Insurance Advisors was formed when Steven connected with Brian Kowitz which started as a referral relationship. With over twenty-eight years insurance industry experience in both underwriting and claims, Steven is considered by many to provide exceptional service. “Our core principle beliefs are grounded in our ability to educate consumers on the importance of implementing sound competitive coverage strategies”. The insurance procurement process should be one which encompasses both coverage and price. “Often times consumers are heavily influenced by price because coverage is either ignored or improperly explained. “Our goal simply stated is to provide our clients with budget sensitive custom coverage solutions.” Anyone who knows Steve can testify to his passion and enthusiasm towards helping people. “I admit I’m in the minority who are excited about insurance coverage. It’s important to find a good agent who has integrity, detailed, and fun to work with.”

Steve resides in Reisterstown Maryland with his wife Kyra. He enjoys the outdoors, playing music, going to concerts, and reading motivational books.